Home Insurance
Contents
Home insurance isn’t included with your council tenancy, and you are responsible for protecting your belongings. This page explains what home insurance typically covers, what it doesn’t, and where you can find trusted providers.
Home Insurance Comparison Websites
Helping you explore your options
Many tenants like to compare prices before choosing a home insurance policy. To make things easier, here are some well‑known comparison websites you can use to check different insurers and find a policy that suits your needs.
You are welcome to use any provider — these links are simply here for convenience.
Important to know
These websites can help you compare prices and features, but the final choice is completely yours. You can also get quotes directly from insurers if you prefer not to use comparison sites.
Frequently Asked Questions
- Do I need home insurance as a council tenant? It’s not required but strongly recommended because the council won’t replace your belongings after fire, theft, or leaks.
- Does the council insure my belongings? No – the council only covers the building itself.
- Can I get cover if I have a poor credit history? Yes. Some insurers offer pay‑weekly or pay‑monthly options without credit checks.
- Will my policy cover damage caused by pets? Some insurers include pet‑related damage as an optional extra, but it’s not always standard. It’s worth checking your policy details if you have pets at home.
- Can I get insurance if I’m on a low income or benefits? Yes. Many insurers offer affordable policies designed for tenants, including low‑cost or pay‑as‑you‑go options.
